Millions of Americans depend on Social Security payments every month, and if you’re one of them, knowing your payment date is important. The Social Security Administration (SSA) has a schedule based on your birth date, and the last batch of May payments is set to go out soon. Here’s what you need to know if you’re expecting a check or direct deposit on Wednesday, May 28, 2025.
When Will You Receive Your Social Security Check in May 2025?
The SSA pays retirement, Social Security Disability Insurance (SSDI), and survivor benefits to most people on Wednesdays, based on their birth date. The payment schedule for May 2025 looks like this:
SSA Payment Schedule – May 2025
Born from 1st to 10th – Paid on Wednesday, May 14
Born from 11th to 20th – Paid on Wednesday, May 21
Born from 21st to 31st – Paid on Wednesday, May 28
If your birthday is between the 21st and 31st of any month, you will receive your Social Security payment on May 28, which is the final payment date for this month.
Who Gets Paid Outside of the Regular Wednesday Schedule?
Not everyone follows this three-Wednesday system. Here’s who receives their payments differently:
People who started getting Social Security before May 1997 usually get paid on the 3rd of every month, no matter what their birth date is.
If you receive Supplemental Security Income (SSI) – which is for low-income individuals who are 65 or older or have a disability – your payment generally arrives on the 1st of the month.
People who receive both SSI and retirement or disability benefits usually get their SSI on the 1st and their other benefit on the 3rd.
In June 2025, because the 1st is a Sunday, SSI payments will be sent earlier – on Friday, May 30.
How Much Do Social Security Beneficiaries Receive?
Most people receiving Social Security are retired workers. The average monthly payment for them is $1,999.97, but some get more or less depending on their work history and when they filed for benefits.
Here’s a quick look at average monthly payments in the U.S.:
- Retired workers: $1,999.97
- Maximum retirement benefit: $5,108
- Disabled workers (SSDI): $1,581.88
- Survivor benefits: $1,565.52
- SSI beneficiaries: $717.87
The actual amount you receive may vary depending on your income history, work years, and the age at which you claimed your benefits.
If your birthday is between the 21st and 31st, and you’re receiving Social Security retirement, disability, or survivor benefits, you should expect your payment on Wednesday, May 28, 2025. For others, your payday depends on when you started receiving benefits and whether you also receive SSI. Understanding your payment schedule helps you plan your finances better and stay stress-free. Keep an eye on the SSA calendar for updates, and mark important dates to avoid surprises.
FAQs
Who gets Social Security on May 28, 2025?
People whose birthdays fall between the 21st and 31st of any month will receive their Social Security benefits on May 28, 2025.
What if I started receiving benefits before May 1997?
If you began receiving Social Security before May 1997, you get paid on the 3rd of each month regardless of your birth date.
When will SSI payments be made for June 2025?
Since June 1 is a Sunday, SSI payments for June will be sent out early on Friday, May 30, 2025.
How much does the average retired worker get from Social Security?
As of now, the average monthly payment for retired workers is around $1,999.97.
What is the maximum monthly retirement benefit?
The maximum Social Security benefit for someone retiring at full age can go up to $5,108 per month.