If you’re a retired worker in the United States, you may be wondering when your next Social Security payment is due. Especially if you’re expecting the last payment in May, it’s important to know if you qualify. Here’s a simple guide to help you understand the eligibility and payment dates for Social Security in May and beyond.
Who Can Get the Last Social Security Payment in May?
To receive the last Social Security payment of May, you need to meet a few conditions. First, you must have already applied for retirement benefits and received approval from the Social Security Administration (SSA). This payment is for people who started receiving Social Security after May 1997. If you started collecting benefits before that, this rule doesn’t apply to you.
Also, this May payment is not for those who receive Supplemental Security Income (SSI) and retirement benefits at the same time. The key factor here is your birth date. If your birthday is between the 21st and 31st of any month, you may receive your Social Security payment on May 28, 2025. It doesn’t matter what year or month you were born, as long as you meet the other rules.
How Much Can You Receive from Social Security?
Many people are asking if they will receive $1,999 from Social Security. This amount is just an average for all retired workers in the U.S. What you actually receive depends on your personal work and earning history.
If you worked longer and earned more money, your payment will likely be higher. Your filing age also affects how much you get each month.
Here’s a look at the maximum possible amounts based on the age you start collecting:
- $5,108 per month if you file at age 70
- $4,018 per month if you file at full retirement age in 2025
- $2,831 per month if you file at age 62
May 28, 2025 – Social Security Payment Date
If your birthday falls between May 21 and May 31, your Social Security check or direct deposit will likely arrive on May 28, 2025.
What about others?
- If your birthday is from the 1st to 10th: You got paid on May 14, and your next payment is on June 11.
- If your birthday is from the 11th to 20th: You got paid on May 21, and your next payment will be on June 18.
- If your birthday is from the 21st to 31st: You’ll get paid on May 28, and your next payment will be on June 25, 2025.
If you receive both SSI and retirement benefits, your payment dates are May 30 and June 3, not May 28.
Knowing your Social Security payment date is important for planning your monthly expenses. Remember, your birthday plays a big role in when you get your money. Also, don’t expect the same amount as everyone else—payments vary based on your personal work history and when you decided to file. Whether you’re expecting $1,999 or a different amount, staying informed will help you stay prepared and avoid surprises.
FAQs
Who will receive the last Social Security payment in May 2025?
Retirees whose birthdays fall between the 21st and 31st of any month, and who started collecting benefits after May 1997, will likely receive the last May payment on May 28, 2025.
Will everyone get $1,999 from Social Security in May?
No, $1,999 is the average payment amount. Actual payments vary based on work history, earnings, and age at which benefits were claimed.
What are the maximum Social Security payments in 2025?
In 2025, the maximum monthly benefits are $5,108 if you file at age 70, $4,018 at full retirement age, and $2,831 at age 62.
When will I receive my June 2025 payment if I was paid on May 28?
If your Social Security payment date was May 28, your next payment will be on June 25, 2025.
Are the dates the same for those on Supplemental Security Income (SSI)?
No, those receiving both SSI and retirement benefits will get their payments on May 30 and June 3, 2025, instead of May 28.